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📈 Savings & Investing

Future Value Calculator

See what your money could be worth in the future with regular contributions and compound growth.

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Future Value
Total Contributions
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Interest Earned
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Initial Amount
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Time Period
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About This Future Value Calculator

This free future value calculator projects what an initial amount plus regular monthly contributions could grow to, assuming a steady annual return compounded monthly. It shows your future balance, how much you contributed, and how much of the growth came from compound interest.

This is general information only and not financial advice. Real investment returns vary year to year and are not guaranteed. Inflation, fees and tax can reduce your actual outcome.

Frequently Asked Questions

What is future value?+
Future value is what a sum of money is expected to be worth at a later date, given a rate of return. Regular contributions and compounding can grow it significantly over time.
How is compounding handled here?+
This calculator assumes your return is compounded monthly and that contributions are added at the end of each month.
Is the projected return guaranteed?+
No. Investment returns vary and are not guaranteed. This is an estimate only and not financial advice — consider speaking with a licensed adviser.

Related Tools

→ Compound Interest→ Investment Return→ Savings Calculator

RELATED GUIDE

Future Value: What Your Money Could Be Worth Later

A clear guide to future value: how to project what a sum or regular contributions could grow to, the inputs that matter most, and why time dominates.

Read the full guide →