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Superannuation

Super Balance Projector

Project your superannuation balance at retirement with different contribution rates.

$
$
% p.a.
0
Result
Projected balance
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Employer contribs
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Growth
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Annual income est.
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About This Superannuation Balance Projector

This superannuation balance projector estimates what your super could be worth at retirement, based on your current balance, salary, employer contributions and an assumed investment return. In Australia, employers currently pay 11.5% of your wage into super under the Super Guarantee.

This is general information only and not financial advice. Projections depend on assumptions about returns, fees and contributions that won't match reality exactly. For personal super strategy, speak with your fund or a licensed financial adviser.

Frequently Asked Questions

How does my super grow over time?+
Through regular employer contributions, any extra contributions you make, and compounding investment returns. Small differences in fees and returns add up significantly over decades.
How much super will I need?+
It depends on your lifestyle and other income like the Age Pension. The ASFA Retirement Standard gives commonly cited benchmarks for a comfortable retirement.
Can I add more to my super?+
Yes. You can make concessional (before-tax) or non-concessional (after-tax) contributions, within annual caps. Salary sacrificing is a common way to boost super.

Related Tools

→ Super Calculator→ Retirement Calculator→ Salary Calculator

RELATED GUIDE

Superannuation Basics: How Your Retirement Savings Grow

A plain-English guide to superannuation: what it is, how employer contributions work, why compounding makes early super so powerful, and what shapes your balance.

Read the full guide →